Let’s put your payroll to work.
Find out how much working capital your payroll could create, and how it could support your next move.
What happens next
- Your numbers, made useful.We review your headcount and salary figures, then explain your indicative working capital and pricing.
- A conversation about your plans.We talk through your next investment or project and how WageNow could support it.
- The practical detail.If it looks right, we walk your finance and payroll teams through the payment flow and next steps.
Still exploring? Read our FAQs.
Get your working capital estimate
Share your headcount and average salary. We’ll show you what your payroll could unlock and what it would cost.
Questions & answers
How it works for your business, your payroll team and your people.
Who is it for?
Established, growing UK companies and LLPs that want another source of working capital alongside what they already use. Payroll timing is where it comes from; how you use the cash is up to you.
Who pays whom?
Employees who opt in agree that the part of their net pay above minimum-wage level is payable on a stated date about two months later; their full pay still accrues. On their normal pay date WageNow pays each of them an equal amount from its own funds, in its own right, not on the company’s behalf.
The company still owes the deferred pay to the employee until it pays it, when due, to WageNow on the employee’s instruction. No money is paid to the company.
What does it mean for our people?
They receive the same total on their normal pay date, pay nothing, and never pay WageNow from their own pocket. They can stop future deferrals at any time. Their full pay keeps accruing and their payslip shows it. Taking part is their own choice: nobody is enrolled by default.
What changes in payroll?
Your payroll runs on full gross pay in your own software, and PAYE, National Insurance and pension contributions are calculated on full gross as usual. Each participating payslip gains one line showing the deferred amount and its due date.
